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Insurance Solutions

CM Vantage delivers innovative insurance solutions for organizations with unique needs. No matter the complexity, our underwriters bring deep expertise to evaluate risk, determine pricing and structure coverage that reflects your operations. Every solution is thoughtfully tailored with clarity and confidence.

We Provide:

Primary Liability

Primary Liability Products

  • Deductible/SIR options.
  • Flexible minimum premiums.
  • Ancillary coverages.
  • Hired/non-owned.
  • Stop gap.
  • Employee benefits.
supported/unsupported excess liability

Supported/Unsupported Excess Liability

  • Lead or excess.
  • Buffer layers.
  • Flexible minimum premiums.
Primary Property

Primary Property Products

  • Primary, shared or full limits.
  • Replacement cost/ACV.
  • Flexible minimum premiums.
Excess Property

Excess Property Products

  • Lead, shared and layered.
  • Flexible minimum premiums.

Markets We Serve

Our Excess & Surplus lines Casualty and Property appetite provides coverage to a broad range of commercial industries and segments.

Retail

Retail

  • Grocery stores.
  • Shopping centers.
  • Retail stores.
Construction

Construction

  • Remodeling contractors.
  • Flooring contractors.
  • Drywall contractors.
  • Carpentry contractors.
  • Most artisan contractors.
  • Small to medium sized general contractors.
  • Light traffic road repair.
Manufacturing

Manufacturing

  • Tool & die.
  • Non-critical auto parts.
  • Sporting goods.
  • Electrical products.
  • Food products.
  • Machine shops.
  • Machinery service, installation and repair.
Real Estate

Real Estate

  • Warehouses.
  • Office buildings.
  • Retail.
  • Industrial.
  • Lessor’s risk.
  • Medical offices.
  • Vacant buildings.
Wholesale

Wholesale

  • Warehouses.
  • Freight forwarding operations (no auto).
  • Distributors.
Hospitality

Accommodation and Food Services

  • Interior hotel/motel.
  • Restaurants.
  • Catering.
  • Campgrounds and RV parks.
Innovation

Miscellaneous

  • Snow and ice removal.
  • Machine shops.
  • Nonprofit organizations.
  • Family fun centers/indoor play centers.
  • Golf courses/mini-golf.
  • Athletic clubs/gyms.
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